Craggle is an Australian FinTech founded by Benjamin Baume and Luke Oxley, who bring a combined 35+ years of Financial Services experience — including home lending expertise acquired within major and international banks. From their deep understanding that home loan processes can be unnecessarily complex, Craggle was born to simplify every step and deliver better rates to Australians.
At the forefront of Generative AI innovation in the financial services industry, Craggle was the first to leverage this technology in home lending. Through a proprietary bank policy match engine, users can engage with a secure Generative AI agent—available 24/7 on any device — to compare over 7,700 loan options from 50+ lenders. Within minutes, borrowers discover which lenders best align with their unique financial profile, all without sales pressure or bias.
Guided by a vision to empower individuals to make smarter financial decisions effortlessly, Craggle consistently refines its platform to remove friction and complexity in the home lending journey. Whether seeking a simple rate check or a more comprehensive review, Craggle’s approach saves time, reduces paperwork, and simplifies the lending experience for Australians nationwide.
By harnessing intelligent tools and a dedicated team of mortgage brokers, Craggle stands firm on its promise: deliver the fastest, easiest path to a better home loan deal—every time.